Health Insurance

Health Insurance

Did you know that, Indians will undergo the highest number of heart surgeries in the world….1 out of every 12 Indians are likely to suffer from some form of cancer…15% of all Indians are likely to suffer respiratory or digestive system disorders leading to surgery…1 in 3 Indians aged 28 – 55 are likely to be hospitalised at least once…India is one of the lowest ranked countries in the world in overall healthcare infrastructure… Alarmed! Wish to find out more? Then read on…

The Advantage Four-Way Health Care Protection Process(C):

  1. Looking for Basic securing of all sickness and accident leading to Hospitalisation for 24 hours min, then take Basic Mediclaim
  2. Securing a lump sum amount for recovering from major select critical illnesses: Take Critical Illness Insurance Policy
  3. Securing a lump sum amount for recovering from Hospitalisation as  additional cash benefits
  4. Accident insurance: Accidents leading to Fracture or Burns.. 4 other benefits: Take Accident Insurance Policy

Basic: “Mediclaim”

Main Features:

•In patient Treatment

•Pre & Post Hospitalisation

•Day care Procedures

•Domiciliary Treatment

•Organ Donor

•Emergency Ambulance

•Health Check-up

3 Unique Features:

Paying Full Room rent: No Ceiling of 1.5 % etc.

Paying Full Hospitalisation Cost, not part, no Ceiling *

No Maximum age of ceasing policy, continues till your are alive, paying

Detailed Benefits Of Mediclaim: –

1 In-patient treatment covered.

2.Pre & post hospitalisation covered-Pre-30/60* and Post-60/90*.

3.140 Day care Procedures.

4.Domiciliary treatment covered.

5 Ambulance charges- Rs. 2000.

6 Free health check-up after every four claim free years.

7 Life long renewals.

8 No sub limits on room rent,ICU and any diseases.

9.4200 cashless hospital network all over India.

10 Tax benefits under Sec 80D of Income Tax Act For the Employer.

11.Healthline-Just call us and quote your ID to reach our experts and avail their primaryconsultation, health related counselling,referrals,health information, nutrition and diet.

Exclusions: –

1 All treatment with in first 30 days of cover except any accidental injury.

2 Any pre existing condition will be covered after a waiting period of 2 years.

3 Expenses arising from HIV and AIDS related diseases.

4.Non-allopathic treatment, congenital diseases, mental disorder, cosmetic surgery and weight control treatment.

5 Abuse of intoxicant substances like drugs and alcohol.

6.Hospitalisation due to war,nuclear,chemical or biological weapon and radiation of any kind.

7 Pregnancy dental and external aids. Check us at, canceltimesharegeek.

8. 2 years waiting period for specific diseases like cataract,hernia,hysterectomy,joint replacment,hydrocele and stone.

9 Items of personal comfort and convenience.

10 Experimental, investigative and unproven treatment devices and pharmacological regimens.